Real estate appraisal services for homeowners in the city of Tybee Island and Chatham County

Here are the top reasons GA homeowners need Savannah Lowcountry Appraisal, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a GA property tax assessment
  3. To cut a mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a GA divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Chatham county or GA

Do you own a home in or near Tybee Island? Do you need help determining the value of your real estate?
Contact Savannah Lowcountry Appraisal, LLC.

We at Savannah Lowcountry Appraisal, LLC understand the individual needs of a homeowner after appraisal services. Our usual business clients understand the appraisal process and the customary reporting formats. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Need to cancel PMI?

A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We're experts in helping customers just like you remove unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining. That only means you're paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Savannah Lowcountry Appraisal, LLC is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Savannah Lowcountry Appraisal, LLC can help you reinstate your home equity line of credit with an expert appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Savannah Lowcountry Appraisal, LLC offers field reviews where we go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.